Health Care: Right or Privilege Essay Sample

Health Care: Right or Privilege Pages
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There will always be a debate about the best health care system and I believe everyone should be able to take advantage to their own health care plan. Healthcare is generally offered through the work place with an usually excellent heath care plan. In the United States heath care has been a debatable issue and will continue to be until a fair solution for all economic classes is found. I believe solutions need to be resolved so that everyone will have equitable access to a reasonable health care plan. I understand that a great number of people go without the care they desperately need due to a lack of adequate insurance. Having mandatory insurance is great but most people may not be able to afford it. The insurance companies have to increase their rates and this making it almost impossible to keep coverage on yourself and your families for those who have coverage ( Zinser and Hsieh, 2008). Since I have been back in the workforce, I never was concerned nor took notice of arguments going back and forth around the issue of health care. I am presently working full time through a federal funded program at Head Start and I cannot afford to lose my insurance even though it takes about half my income to maintain my coverage.

The rise of the health care is affecting everyone and trying to reform a failing health care system would be a good idea. Insurance rates are rising and impacting Americans, many working class cannot afford insurance. So about twenty-seven-million working Americans have no insurance for them or their families because of the high cost of their insurance premiums (Abelson, 2001). The more government involves itself in medicine, the worse health care will get; quality of health care will diminish as the system struggles to contain rising cost, while shortages and long waiting times for treatment will become more and more common place. Furthermore, so many people are finding it difficult to get individual and family health care coverage. For example, it would be even harder to maintain coverage when an insured person loses their jobs or the company down sizes to perhaps have their product made overseas at a cheaper wage or if the company closes because of the state of the economy.

The early result is a veritable flood of controversial rules and regulations, administrative decisions, and guidelines directly affecting the lives of millions of Americans (Owcharenko, 2010). The amount of money the United Sates spends for the uninsured each year is into the one-hundred- billion dollars or more. Many Americans avoid medical care due to the high cost of treatment. The cost of a yearly health insurance annual premium for an average family coverage through an employer reached fifteen thousand seventy three in 2011, an increase of nine percent over the previous year (Abelson, 2011). This rise of heath care is affecting everyone. Many average working individuals cannot afford insurance and most have no insurance to cover themselves or their families because of the high cost of their insurance premiums. Employers of many companies are raising the cost due to the fact that it is difficult to provide comprehensive insurance for their employees.

With the cost of insurance continuing to rise, many individuals will seek their own coverage through private insurance market and turn down employer based insurance plans. In some instances, people will go with out because the cost of premiums for the insurance plans is too high. Long before the government became involved in their campaign against the medical profession, physicians were able to help treat the general public and the people in need as part of their practice. Physicians are not paid today as they were in the past but instead they are paid by discounted programs, HMO, and public health insurance (Zinser & Hsieh, 2008). The experience of health care is costing our society their health and our country billions of dollars. It is not only the patients that suffer; the doctors are also affected by the ailing health care system. The insurance companies’ cannot have the ability to set their own terms without any penalties. Many doctors desperately want to help their patients but feels like their fighting a losing battle states “that the cost of medical care seems to be outstripping our ability” (Salam 2012, p.1).

The insurance companies decide how treatment can occur and for how much, they are calling the shots for the doctors. Insurance and the system are inconsistent and the individuals who need critical health care are being denied because they do not have financial resources to pay for it (Reihan, 2012). When applying an accurately deontological approach to health care, it could start controversy of interest between equally entitled individuals that will lead into a difficult or supposedly impossible thing to resolve. Americans will be required by law to have health insurance either individual mandates or personal mandates. So now the government going to fine individuals when they don’t have health care? There will be a great number of people that will be fined and will be debit from the government penalties. Consequently, after the health care law passed with broken promises, inconvenient facts the penalties will continue to rise (Abelson, 2011). Under the health care law, the penalties gradually will rise until payment become a risk to hospitals.

Furthermore this risk of health care overhaul, insurance companies need to pursue efforts to try to improve quality and lower cost. If a person does not have health insurance under the new law, they will most likely have to buy it and worry what will happen if they don’t. By the year 2014 most people will have to inquire some kind of health care or pay a fine. Now we have a new health law individuals will have to research in a consumer’s guide to understand how the insurance plan is outlined by the health care law. For instance, insurance plans under the health care law will stay the same. The employer is prevented in health plans to lifetime coverage and any child up to the age of 26 can stay on parent’s insurance plan (Abelson, 2011). The idea is a human right, and made available for everyone to receive quality, less expensive to treat, to allow for more treatment options even though individuals cannot pay (Hurd, 2004). However, if a person cannot afford health care insurance because of income he or she might be eligible for Medicaid.

This problem could be solved by an increase in taxes but is a controversial by many who may not like the idea of an increase in taxes. The concept used to provide every citizen with health care services that they are entitled to would first require establishing a strong primary care base (North, 1998). Then, a patient could be referred to a specialist from the primary care physicians without having to be concerned with which patients had insurance coverage and which did not. This would help to ensure that all patients could get the necessary care for them. For the uninsured there is a penalty of up to 10% of the annual income but for those who lose their job and not insured due to job cuts it is not clear how the penalty would be assessed. However, the unemployed person would be eligible to receive Medicaid. In addition, Medicaid will fine hospitals that have too many patients remitted within 30 days of discharge due to complications. While some Americans believe the government intervention would give everyone access to free health care and “Everyone should get the best and most advance health care that technology can supply” (North 1998, p.1).

As a result, the promise of free health care to “everyone” could lead to longer wait-times in the hospital or doctors office. Although, within the free market without government intervention increases competition and motivation for offering higher quality medical technology and service (Abelson, 2011). Nevertheless, the government involvement with the health care law to the level that it currently does, should detach from the health care insurance business and consumers. America already flourishes in charities such as The Shriners’ Hospital, which provide free care to children and adults with orthopedic, burn, spinal cord injury and cleft lip and palate care to children under 18. St Jude Hospital focused on children’s catastrophic diseases and pharmaceutical companies that provide free prescription drugs for any child who are need (Ziner & Hsieh, 2007, 2008). The objective is to make available for people with choices in insurance plans, so they would longer be dependent on employer based care.

Which this development took place as the main source after World War II, the adjustment from this method of coverage is due to the rising cost and the ability to complete across the nation ( Ziner & Hsieh, 2007, 2008). The insurance companies can’t afford the cost from government control health care (Abelson, 2011). So people would have to be forced to take upon themselves much more responsibility and financial risk for their health care. The belief is that people will become more responsible when making decisions on what they need as far as health care services (Hurd, 2004). America has a view of an ethical egoist, where something is good or right only if helps to accomplish the desired goal of the politicians (Scott, 2001). In moral relativism rejects ideas of an absolute right or wrong and all individuals have no moral duty except to act in their own self-interest. Therefore health care is a personal responsibility rather that of the larger society (Foy, 2010).

Is health care then a privilege? How do we feel about government guaranteed medical care that leaves no one behind? Then no business will offer health care to its employees and the government will have authorization on medical coverage. Many countries like Canada and Norway to name a couple provide free health care to their citizens. In addition, the funds to cover the vastly cost of health care will have to come out of somewhere. Thus, all the citizens in the country must pay for it. These countries have made the decision that everyone must have it no matter what the cost of lives (Hurd, 2004). Our struggling economy demands better choices for health care. Americans will have to encounter in paying medical care through higher deductibles and co-payments. The struggle is taking its own toll on the economy (Abelson, 2011). Health care inflation reduces consumer demand for the rest of the economy by additional family income each year. It also destroys worker productivity not receiving the best health care due to extra out of pocket payments. Many Americans feel that universal health care is the role that the government should be involved in. However, most private insurance have incorporated as wellness resources and Medicare assistance to meet any insurer’s needs.

Therefore, government involvement in health care seems non effective. Perhaps paying into a free market institute may have benefits for the quality care. It is not the government to have responsibility for the health of Americans; in contrast, we should have the right and privilege to fulfill the provision of adequate health care. National health care is not the ideal thing to do. It is an individual responsibility to seek a health care plan suitable for themselves and their family. The United Sates does provide free Medicaid and Medicare for children and people who are need of help due to loss of work or a medical disability. But we as a society should stop encouraging people to interpret it as a right. Considering the fact that when an employee once dependent on their insurance plan with no co-pays and low deductible now have to take more responsibility in their health. That is frightening to anyone because now we have to be responsible for improving good health habits, both physical and financial health. Relatively this is a provision for the betterment of all people. In theory, improvement in healthy habits will ultimately avoid prevention of major chronic illnesses.

The government assistance in America to those in need is being abused; if health care is provided as well does free then it mostly likely will also be abused. If health care is provided for all citizens in general regardless of their income then with the government promises also comes mandates and restrictions (Salam, 2012). While using the utilitarianism views, look at this issue from the point of view of the greater public. I believe ideal health care should be a human right and privilege. The free market is great; it is an individual’s responsibility to decide who and what needs should be performed by their choice physician. Many insurance companies offer a wellness plan such as preventive services and mammogram screenings, so why should any one depend on the government to pick and choose a health care plan? No one should ever be denied basic medical care due to cost. Before the health care law was signed, there was a time when I was in between jobs. I didn’t have health coverage and was in need medical care. I was accepted with out any question to receive ambulance service to a hospital and spent the night.

Regardless of my ability to pay, the doctors took care of all my needs with quality, comprehensive medical care as though it was a privilege. Of course, I did have to pay out of pocket with payment plans but the payments were manageable. I felt that I did receive the best care possible. Therefore, I do believe we have the best health care in the world (Scott, 2001). The debate offers a difference of opinions why health care is privilege and not right for only a small percentage of the population and why a universal health care in the United States is not a good idea. Health care as a right means more taxes and the insurance rates to rise. We as a free country should have the choice to have insurance or not and an individuals income should determine the rate for descent coverage. In closing, a government health care system is not the answer. America does not need this Socialist agenda used here and there is a reason why cancer is not treated as well in other countries as it is here in America. The government can not run a health care system and hope to put money into research and development to help against the fight of diseases.

There will always be a debate about the best health care system and I believe everyone should be able to take advantage to their own health care plan. Healthcare is generally offered through the work place with an usually excellent heath care plan. In the United States heath care has been a debatable issue and will continue to be until a fair solution for all economic classes is found. I believe solutions need to be resolved so that everyone will have equitable access to a reasonable health care plan. I understand that a great number of people go without the care they desperately need due to a lack of adequate insurance. Having mandatory insurance is great but most people may not be able to afford it. The insurance companies have to increase their rates and this making it almost impossible to keep coverage on yourself and your families for those who have coverage ( Zinser and Hsieh, 2008). Since I have been back in the workforce, I never was concerned nor took notice of arguments going back and forth around the issue of health care. I am presently working full time through a federal funded program at Head Start and I cannot afford to lose my insurance even though it takes about half my income to maintain my coverage. The rise of the health care is affecting everyone and trying to reform a failing health care system would be a good idea. Insurance rates are rising and impacting Americans, many working class cannot afford insurance.

So about twenty-seven-million working Americans have no insurance for them or their families because of the high cost of their insurance premiums (Abelson, 2001). The more government involves itself in medicine, the worse health care will get; quality of health care will diminish as the system struggles to contain rising cost, while shortages and long waiting times for treatment will become more and more common place. Furthermore, so many people are finding it difficult to get individual and family health care coverage. For example, it would be even harder to maintain coverage when an insured person loses their jobs or the company down sizes to perhaps have their product made overseas at a cheaper wage or if the company closes because of the state of the economy. The early result is a veritable flood of controversial rules and regulations, administrative decisions, and guidelines directly affecting the lives of millions of Americans (Owcharenko, 2010). The amount of money the United Sates spends for the uninsured each year is into the one-hundred- billion dollars or more. Many Americans avoid medical care due to the high cost of treatment. The cost of a yearly health insurance annual premium for an average family coverage through an employer reached fifteen thousand seventy three in 2011, an increase of nine percent over the previous year (Abelson, 2011). This rise of heath care is affecting everyone.

Many average working individuals cannot afford insurance and most have no insurance to cover themselves or their families because of the high cost of their insurance premiums. Employers of many companies are raising the cost due to the fact that it is difficult to provide comprehensive insurance for their employees. With the cost of insurance continuing to rise, many individuals will seek their own coverage through private insurance market and turn down employer based insurance plans. In some instances, people will go with out because the cost of premiums for the insurance plans is too high. Long before the government became involved in their campaign against the medical profession, physicians were able to help treat the general public and the people in need as part of their practice. Physicians are not paid today as they were in the past but instead they are paid by discounted programs, HMO, and public health insurance (Zinser & Hsieh, 2008). The experience of health care is costing our society their health and our country billions of dollars. It is not only the patients that suffer; the doctors are also affected by the ailing health care system. The insurance companies’ cannot have the ability to set their own terms without any penalties. Many doctors desperately want to help their patients but feels like their fighting a losing battle states “that the cost of medical care seems to be outstripping our ability” (Salam 2012, p.1).

The insurance companies decide how treatment can occur and for how much, they are calling the shots for the doctors. Insurance and the system are inconsistent and the individuals who need critical health care are being denied because they do not have financial resources to pay for it (Reihan, 2012). When applying an accurately deontological approach to health care, it could start controversy of interest between equally entitled individuals that will lead into a difficult or supposedly impossible thing to resolve. Americans will be required by law to have health insurance either individual mandates or personal mandates. So now the government going to fine individuals when they don’t have health care? There will be a great number of people that will be fined and will be debit from the government penalties. Consequently, after the health care law passed with broken promises, inconvenient facts the penalties will continue to rise (Abelson, 2011). Under the health care law, the penalties gradually will rise until payment become a risk to hospitals.

Furthermore this risk of health care overhaul, insurance companies need to pursue efforts to try to improve quality and lower cost. If a person does not have health insurance under the new law, they will most likely have to buy it and worry what will happen if they don’t. By the year 2014 most people will have to inquire some kind of health care or pay a fine. Now we have a new health law individuals will have to research in a consumer’s guide to understand how the insurance plan is outlined by the health care law. For instance, insurance plans under the health care law will stay the same. The employer is prevented in health plans to lifetime coverage and any child up to the age of 26 can stay on parent’s insurance plan (Abelson, 2011). The idea is a human right, and made available for everyone to receive quality, less expensive to treat, to allow for more treatment options even though individuals cannot pay (Hurd, 2004). However, if a person cannot afford health care insurance because of income he or she might be eligible for Medicaid.

This problem could be solved by an increase in taxes but is a controversial by many who may not like the idea of an increase in taxes. The concept used to provide every citizen with health care services that they are entitled to would first require establishing a strong primary care base (North, 1998). Then, a patient could be referred to a specialist from the primary care physicians without having to be concerned with which patients had insurance coverage and which did not. This would help to ensure that all patients could get the necessary care for them. For the uninsured there is a penalty of up to 10% of the annual income but for those who lose their job and not insured due to job cuts it is not clear how the penalty would be assessed. However, the unemployed person would be eligible to receive Medicaid. In addition, Medicaid will fine hospitals that have too many patients remitted within 30 days of discharge due to complications. While some Americans believe the government intervention would give everyone access to free health care and “Everyone should get the best and most advance health care that technology can supply” (North 1998, p.1). As a result, the promise of free health care to “everyone” could lead to longer wait-times in the hospital or doctors office.

Although, within the free market without government intervention increases competition and motivation for offering higher quality medical technology and service (Abelson, 2011). Nevertheless, the government involvement with the health care law to the level that it currently does, should detach from the health care insurance business and consumers. America already flourishes in charities such as The Shriners’ Hospital, which provide free care to children and adults with orthopedic, burn, spinal cord injury and cleft lip and palate care to children under 18. St Jude Hospital focused on children’s catastrophic diseases and pharmaceutical companies that provide free prescription drugs for any child who are need (Ziner & Hsieh, 2007, 2008). The objective is to make available for people with choices in insurance plans, so they would longer be dependent on employer based care. Which this development took place as the main source after World War II, the adjustment from this method of coverage is due to the rising cost and the ability to complete across the nation ( Ziner & Hsieh, 2007, 2008).

The insurance companies can’t afford the cost from government control health care (Abelson, 2011). So people would have to be forced to take upon themselves much more responsibility and financial risk for their health care. The belief is that people will become more responsible when making decisions on what they need as far as health care services (Hurd, 2004). America has a view of an ethical egoist, where something is good or right only if helps to accomplish the desired goal of the politicians (Scott, 2001). In moral relativism rejects ideas of an absolute right or wrong and all individuals have no moral duty except to act in their own self-interest. Therefore health care is a personal responsibility rather that of the larger society (Foy, 2010). Is health care then a privilege? How do we feel about government guaranteed medical care that leaves no one behind? Then no business will offer health care to its employees and the government will have authorization on medical coverage. Many countries like Canada and Norway to name a couple provide free health care to their citizens. In addition, the funds to cover the vastly cost of health care will have to come out of somewhere. Thus, all the citizens in the country must pay for it.

These countries have made the decision that everyone must have it no matter what the cost of lives (Hurd, 2004). Our struggling economy demands better choices for health care. Americans will have to encounter in paying medical care through higher deductibles and co-payments. The struggle is taking its own toll on the economy (Abelson, 2011). Health care inflation reduces consumer demand for the rest of the economy by additional family income each year. It also destroys worker productivity not receiving the best health care due to extra out of pocket payments. Many Americans feel that universal health care is the role that the government should be involved in. However, most private insurance have incorporated as wellness resources and Medicare assistance to meet any insurer’s needs. Therefore, government involvement in health care seems non effective. Perhaps paying into a free market institute may have benefits for the quality care. It is not the government to have responsibility for the health of Americans; in contrast, we should have the right and privilege to fulfill the provision of adequate health care. National health care is not the ideal thing to do. It is an individual responsibility to seek a health care plan suitable for themselves and their family.

The United Sates does provide free Medicaid and Medicare for children and people who are need of help due to loss of work or a medical disability. But we as a society should stop encouraging people to interpret it as a right. Considering the fact that when an employee once dependent on their insurance plan with no co-pays and low deductible now have to take more responsibility in their health. That is frightening to anyone because now we have to be responsible for improving good health habits, both physical and financial health. Relatively this is a provision for the betterment of all people. In theory, improvement in healthy habits will ultimately avoid prevention of major chronic illnesses. The government assistance in America to those in need is being abused; if health care is provided as well does free then it mostly likely will also be abused. If health care is provided for all citizens in general regardless of their income then with the government promises also comes mandates and restrictions (Salam, 2012). While using the utilitarianism views, look at this issue from the point of view of the greater public.

I believe ideal health care should be a human right and privilege. The free market is great; it is an individual’s responsibility to decide who and what needs should be performed by their choice physician. Many insurance companies offer a wellness plan such as preventive services and mammogram screenings, so why should any one depend on the government to pick and choose a health care plan? No one should ever be denied basic medical care due to cost. Before the health care law was signed, there was a time when I was in between jobs. I didn’t have health coverage and was in need medical care. I was accepted with out any question to receive ambulance service to a hospital and spent the night. Regardless of my ability to pay, the doctors took care of all my needs with quality, comprehensive medical care as though it was a privilege. Of course, I did have to pay out of pocket with payment plans but the payments were manageable. I felt that I did receive the best care possible.

Therefore, I do believe we have the best health care in the world (Scott, 2001). The debate offers a difference of opinions why health care is privilege and not right for only a small percentage of the population and why a universal health care in the United States is not a good idea. Health care as a right means more taxes and the insurance rates to rise. We as a free country should have the choice to have insurance or not and an individuals income should determine the rate for descent coverage. In closing, a government health care system is not the answer. America does not need this Socialist agenda used here and there is a reason why cancer is not treated as well in other countries as it is here in America. The government can not run a health care system and hope to put money into research and development to help against the fight of diseases.

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